Back to Blog
Tax Planning Oct 20, 2025 11 min read

Year-End Tax Planning Checklist for 2025

Action items to complete before December 31st to minimize your tax bill and maximize deductions.

Year-End Tax Planning Checklist for 2025

December is the last chance to make moves that affect your 2025 taxes.

  • Defer Income: If possible, delay invoicing clients until January.
  • Accelerate Expenses: Buy that new laptop or prepay rent in December.
  • Maximize Retirement: Contribute to your SEP-IRA or Solo 401(k).
  • Loss Harvesting: Sell losing investments to offset gains.